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HOW MILSPOUSES BUILT RELIABLE, PORTABLE INCOME BEFORE REMOTE WORK HAD A NAME


Published: January 15, 2026
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Whether it's remote work or running a home-based business, there are going to be both challenges and opportunities.Adobe Stock

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They’re resilient, flexible, and ready to pivot at a moment’s notice. It makes perfect sense that military spouses adapted their careers out of necessity, not preference. They learned quickly which jobs could survive military demands, revealing a pattern: only income sources that could move, restart, and weather disruption reliably supported both family stability and mission requirements.

This wasn’t framed as a strategy. It was framed as a real-time solution.

Across duty stations, service branches, and rank structures, the tempo is set by the service member’s obligations. Military spouses reorganize their economic participation around PCS orders, deployments, training cycles, and access to childcare, or lack thereof. Military family surveys routinely show that spouse employment and underemployment remain among the most pressing concerns, despite high levels of education and strong willingness to work.

What most spouses didn’t have at the time was language to articulate the financial and professional impact of this tempo. It wasn’t described as a structural tension. It wasn’t presented as a labor market issue. Instead, it was simply part of becoming a military family and figuring out what works for yours.

Why the System Wasn’t Designed for Dual Careers

The modern U.S. military’s force design rests on four longstanding priorities: mission, readiness, mobility, and cost control. It was built during a period when single-income households were the expectation, not the exception.

Within that framework:

  • PCS cycles facilitate force distribution, not local job matching
  • Deployments maximize operational tempo, not household continuity
  • Base childcare is oriented toward duty availability, not professional advancement
  • TRICARE and DoDEA ensure beneficiary access, not employment portability

This wasn’t designed to negatively impact spouses. But it wasn’t designed with dual-career households in mind either. Most families weren’t even thinking about a dual-working household in that era.

As the job market shifted and spouses sought meaningful work, they encountered major systemic, structural obstacles:

  • Unfamiliar job markets
  • Licensing barriers
  • Childcare waitlists
  • Gaps in retirement contributions
  • Interview bias via questions shaped by assumptions about relocation

Those who stayed employed learned a different logic: reliability had less to do with job title and more to do with sustainable survivability across moves.

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The Portable Work That Emerged in the Gaps

Long before “remote work” became a mainstream category, military spouses were already practicing it. They built durable income streams precisely because they were not dependent on geography, in-person hours, or linear promotion pathways.

One military spouse, Laura Briggs, later described her pivot this way:

“At first, it was overwhelming to learn a new way of working, but pivoting into freelance writing and remote work opened doors I never expected.”

Her insight reflects a widespread pattern: spouses identified stability not through permanence, but through portability.

In 2026, these patterns map into some of the most common portable income streams military spouses rely on:

  • Remote federal and contractor roles in logistics, operations, HR, finance, and scheduling
  • Remote private-sector roles in customer success, content, analytics, sales operations, and project coordination
  • Licensed careers with interstate mobility, supported by compacts in professions like nursing, teaching, and counseling
  • Independent skill-based services such as tutoring, design, bookkeeping, marketing, and virtual administrative support
  • Micro-entrepreneurship, including childcare, wellness services, home-based food enterprises, and ecommerce

The strength of these income streams came not from prestige or pay but from their ability to withstand PCS moves, deployments, and disconnection from local labor markets. This continuity answered the core constraints military spouses faced.

What Spouses Weren’t Told (Because It Wasn’t Measured)

For many spouses, difficulty surfaced not just in finding work but in understanding what continuous relocation meant for earnings, retirement, and professional identity.

One spouse facing her first PCS described the experience this way:

“Being new to the military world and away from home for the first time, I was extremely overwhelmed at the prospect of both changing career trajectories and finding employment in a new region of the country.”

Her words point to a broader institutional gap: there is no standard briefing that translates relocation into labor market disruption.

The system does not routinely measure or brief the:

  • Cumulative impact of resume gaps
  • Effect of relocation on early-career earnings
  • Role of childcare access in workforce participation
  • Long-term cost of missed retirement contributions
  • Financial strain of single-income periods
  • Licensing barriers tied to state-based regulation

So spouses learned through experience what no one explained: portable income streams were solving readiness-adjacent problems the system did not track.

Milspouses article
Kenzie Hall, a military spouse, delivers opening remarks during the Remote Work Collective Okinawa coworking Space ribbon-cutting ceremony at Kadena Air Base, Japan, Aug. 11, 2023.

Reliable Income Streams Sustaining Military Life

For many military families, the recognition of this pattern doesn’t happen overnight. It happens later, during a VA home loan underwriting conversation, a retirement planning session, a civilian job search, or a mid-career salary comparison with peers who never relocated.

This reveals the core truth: portable income streams were essential adaptations, not side hustles or conveniences. They became economic infrastructure for military families coping with a system built for an earlier era.

Military spouses didn’t choose portable work for trendiness. They built reliable income streams that could sustain military life long before the label existed. They forged the path, lit the flame, and blazed the trail for military spouses currently serving and future military spouses across our branches.

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Navy Veteran

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BY NATALIE OLIVERIO

Veteran & Senior Contributor, Military News at MilSpouses

Navy Veteran

BY NATALIE OLIVERIO

Veteran & Senior Contributor, Military News at MilSpouses

Natalie Oliverio is a Navy Veteran, journalist, and entrepreneur whose reporting brings clarity, compassion, and credibility to stories that matter most to military families. With more than 100 published articles, she has become a trusted v...

Credentials
  • Navy Veteran
  • 100+ published articles
  • Veterati Mentor
Navy Veteran100+ published articlesVeterati Mentor
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Defense PolicyMilitary NewsVeteran Affairs